DEBT RELIEF LAW FIRM STUART, MARTIN COUNTY

Do you need help with debt?

If you have become overwhelmed with debt, you may feel as if there is no way of escape. While everyone’s debt situation is different, there are numerous remedies besides bankruptcy that can be applied to help individuals find the specific type of relief they need. A Stuart attorney from Crary Buchanan helps clients find the right type of debt relief by analyzing their current financial situation and determining a course of action. Our legal team is committed to helping clients with their unique needs, whether it dealing with high interest, improving their creditor, or stopping wage garnishment.

With over almost 100 years of experience practicing law in Treasure Coast, we have helped numerous clients find the financial relief they need and deserve.

Debt Negotiation Lawyer Stuart, Martin County

Debt negotiation is a form of debt relief that is well-suited for individuals who have a few, unsecured debts. Our firm will work closely with your creditors to negotiate a lump-sum payoff that is 40% to 60% of the original amount. This is a viable option for individuals who are looking to avoid bankruptcy. Another popular type of debt relief is debt consolidation, which allows individuals to combine all of their debts into a single loan. If you choose this option, you will still be responsible for a single monthly payment but your creditors will be satisfied.

A Stuart, Martin County debt relief lawyer from our firm can also help individuals find debt relief through debt settlement. This is a smart solution for consumers who have too much debt to handle independently. Debt settlement involves negotiating a lower amount of money than the consumer owes, that amount is then immediately paid to the creditor and the debt is satisfied. Whatever your situation may be, our firm will work hard to help you identify your legal goals and then accomplish them.

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DEBTORS’ RIGHTS ATTORNEYS STUART, MARTIN COUNTY

Stuart, Martin County Attorney Protecting Your Rights as a Debtor

If you have failed to pay a debt or judgment, you must understand that you still have rights that are protected by the law. You cannot go to jail for failing to pay a debt, but the information can be reported to the credit bureau and will become part of your credit history. If the credit bureau reports that you have failed to pay your debt, the information can remain on your credit history for seven years. If you find yourself in a situation where you owe money to creditors, it is wise to enlist the help of a Stuart attorney who can protect your rights.

If you own the home that you live in, creditors are not allowed to take your home from you unless they hold a mortgage or lien on your residence. You can protect your home and up to one-half acre of land from any forced sale if you live in an incorporated area such as a mobile home. However, if you owe creditor money that you borrowed to buy, repair, or improve your home, those creditors may put a lien on your home. To learn more about your specific rights and how to protect them, call the distinguished firm of Crary Buchanan.

Call a Stuart, Martin County attorney for help today!

As a debtor, the Florida Constitution gives you the right to exempt up to $1,000 in personal property from confiscation by a creditor. This amount of money can include wages and money held in a bank account, and you get to choose which property you want to protect. The various protections that are available for debtors will change if you have a spouse, and property that is held by a husband and wife as tenants cannot be divided. Determining what protections apply to your situation can be tricky and confusing, but our firm is here to help. We provide resourceful counsel and legal advice that is tailored to your situation, so Contact us today.

Don’t wait to contact a Stuart, Martin County lawyer to learn more about your rights as a debtor!

CREDITOR HARASSMENT ATTORNEYS STUART, MARTIN COUNTY

Have you been abused by creditors?

Even though it is the legal right of creditors to collect debts that are owed to them, many creditors break the law to do so. Threatening or continually harassing those who owe debts is not legal, and yet these practices occur frequently. Creditors will commonly call without identifying themselves, use obscene language or insults in calls or voicemails, threaten harm and violence, or even contact family members or friends in an attempt to collect the debt. If you have suffered any of these forms of creditor harassment, call a Stuart attorney from Crary Buchanan immediately.

Stop Creditor Harassment with a Stuart, Martin County Lawyer

A knowledgeable bankruptcy attorney from our firm can help end any type of creditor abuse that you may be experiencing. Our firm has an in-depth understanding of the National Fair Debt Collections Practice Act and the protection that it provides for debtors. We use our legal knowledge and resources to silence the threats and abuse, and we are also prepared to help you achieve long-term debt relief through bankruptcy or other measures.

Both Florida and national creditor harassment laws allow for an attorney to act as your negotiator and substitute when communicating with your creditors. Our aggressive legal team will contact the parties that are harassing you and demand that they cease contact with you and redirect communications to our office. We go the extra mile to make sure that our clients are able to focus on getting out of debt without the hassle of dealing with creditors. Crary Buchanan represents clients throughout Stuart in matters involving creditor harassment, bankruptcy, debt relief, and more. With over 85 years of legal experience, our talented team of lawyers has demonstrated their passion and commitment to the law.

Contact a Stuart, Martin County lawyer at Crary Buchanan for help ending the creditor harassment that you are experiencing