Archive for the ‘Attorneys’ Category
Does Financial Regulation Equal Greater Investor Protection?
The Dodd-Frank financial overhaul legislation was passed by Congress and signed into law by the President. What impact does it have for individual retail investors? The consensus among the experts is that it has no immediate benefit for retail investors but could result in significant changes down the road. Office of the Investor Advocate and the ...
Where do you find legal care for auto accident injury claim?
As an automobile accident personal injury lawyer in Stuart and Port St. Lucie, Florida, for the past 21 years, I have watched as the legal landscape has change dramatically both in terms of the law and lawyers. I want to address how lawyers have changed over this time. Historically, lawyers have confined their law practices to ...
Did you incur losses on preferred stock?
Fannie Mae and Freddie Mac common stock was delisted from the New York Stock Exchange today. This brought back memories regarding preferred stock losses that continue to weigh down investment accounts. Many investors sustained significant financial losses as a result of holding large, concentrated positions in a single preferred stock such as Fannie Mae, Freddie Mac ...
Risk Tolerance – Are you risk adverse or risk tolerant?
Risk tolerance is the degree of uncertainty that an investor can handle in regard to a negative change in the value of an investment. Risk of loss of principal is the primary risk concern for investors but there are other risks to be considered such inflation risk, interest rate risk, credit default risk, liquidity risk ...
Fatalities down, but distracted driving threatens our safety
Are cars getting safer? According to the federal government, the answer is “yes”. The National Highway Traffic Safety Administration (NHTSA) compiles car crash data every year. In 2007, more than 41,000 people died on our roads. In 2008, that number dropped to 25,351. That represents a 39 percent decrease in just one year. The 2008 figure is ...
Protect yourself against cost of injuries from car accident
Every year, the Florida legislature struggles with the issue of requiring car and truck owners to carry insurance if they injure someone. Right now, you are not required to carry insurance in case you hurt someone while driving your car. That also means that there are drivers on the road who don’t have insurance in case ...
Protect your case from online snooping by insurance adjusters
In my last post, we talked about how important it is to prevent insurance adjusters from tricking you into giving information that can harm your case, even though the questions may seem harmless. That’s one reason why it’s important to have a lawyer such as me represent you in an injury case. Once you have a ...
Structured Products – Buyer Beware
With interest rates at all time lows, interest and dividend yields on fixed income investments have declined. As a result, investors and financial advisors are looking for alternative investments that generate higher yields and some advisors are recommending structured products such as reverse convertibles, principal protected notes, and other similarly named investments. What is a structured ...
Get counsel before talking to insurance adjustor
In my previous post, I wrote about why you should have a lawyer represent you in an injury case. The reason is quite simple: a lawyer can probably help you recover more money from an insurance company than you can on your own. I cited an example of a person ...
Flash Crash and Stop-Loss Orders
On May 6, 2010, there was a “flash crash” in the equity markets. For example, the Dow Jones Industrial Average declined nearly 1,000 points before bouncing back somewhat by the close of the trading day. Many investment and retirement accounts were not likely harmed by the flash crash. But some investors, contrary to their expectation, ...